Most NYC landlords want income of 40x the rent — $120k for a $3,000 apartment. It’s a guideline, not a law. How guarantors work if you don’t qualify.
What NYC Landlords Check When You Apply — and What They Can't
What NYC landlords can and can't check when you apply: credit, income, rental history — but not your record up front, a past eviction, or your voucher.
Renters Insurance in NYC: Cost, Coverage, and the Flood Gap (2026)
What renters insurance costs in New York, what a standard policy covers, and the two water-damage gaps — flood and sewer backup — that aren't included by default.
What Internet Providers Are Available at Your NYC Address?
Two apartments on one block can have different ISPs. Check Verizon Fios, Spectrum, Optimum and Astound availability at any NYC address before you sign.
Your Security Deposit, By the Numbers
NYC landlords may hold one month's rent and must return it within 14 days, itemized — or forfeit the right to keep any of it. What counts as normal wear and tear, what doesn't, and how to get your deposit back.
The Sign in Your Lobby
A new sign appeared in the lobby of every NYC building with at least one rent-stabilized unit this winter. The text is unremarkable. The thing the sign does not say is the more interesting story.
The Hidden Costs of Renting in Manhattan
A Manhattan listing advertises one number. By the time you sign, you have agreed to roughly six to nine others.
The Three Questions Brokers Don't Want You to Ask
At an NYC showing, three questions cut through the pitch: what’s filed against the building, who really owns it, and when you’ll see the lease.
How to Research an NYC Building Before You Rent (2026)
Before you sign an NYC lease, check the building’s free public record — HPD violations, 311 complaints, and who owns it. A 10-minute check, step by step.